Finance Manager

We are seeking a Finance Manager to oversee the financial operations, accounting, and reporting of our SAMA regulated payment services entity. The role ensures strong financial governance, compliance with regulatory requirements, and alignment with group finance policies, while collaborating closely with Compliance, Risk, Operations, and Product teams.

Key Responsibilities:

• Prepare monthly, quarterly, and annual financial statements in line with IFRS and group accounting policies.

• Manage budgeting, forecasting, and variance analysis to provide actionable insights to management.

• Ensure alignment with group consolidation and reporting requirements.

• Monitor and reconcile bank aggregator and settlement accounts subject to SAMA oversight.

• Maintain segregation between company funds and merchant/client funds according to safeguarding requirements.

• Act as finance representative in regulatory matters, collaborating with Compliance, Risk, and Legal teams.

• Ensure appropriate segregation of duties, approval matrices, and documented procedures.

• Identify financial and operational risks and propose mitigation measures.

• Align finance processes with the company’s governance framework and Three Lines of Defense model.

• Manage banking relationships and oversee cash management, liquidity monitoring, and settlement processes.

• Ensure accurate and timely reconciliations of bank, merchant, and settlement accounts.

• Lead statutory and regulatory audits from a finance perspective.

• Support management in responding to auditor and regulator queries.

• Collaborate with Compliance, Risk, Legal, Operations, and Product teams to ensure financial alignment.