TotalPay
Payment services provider offering gateway, pay-by-link, recurring, QR and POS acceptance, based in Dubai and licensed by SAMA in 2026 to operate in Saudi Arabia.
Industry: Payments | Location: Dubai, United Arab Emirates | Founded: 2022
About TotalPay
TotalPay is a payment services provider that supplies online and in-store payment acceptance to businesses. Its products include an online payment gateway, pay-by-link, recurring payments, QR payments, POS devices and a mobile soft-POS application, along with payment orchestration, analytics and fraud-prevention features. Integration options listed on its site include an embedded payment frame, a hosted payment page, server-to-server and API integration, plugins for e-commerce platforms, and mobile SDKs for iOS and Android. It supports cards, e-wallets, bank transfers and other methods through connections with payment providers.
The website describes the company as part of RaCo Holding and lists offices in Dubai (Barsha Heights), Jeddah and Bangalore. The legal entity named in the footer is TotalPay Payment Services Provider LLC, and the site displays a PCI DSS compliance mark. Its stated vision centres on the payments industry in Dubai and the surrounding region.
Arab News reported that TotalPay was founded in 2022 and said the company has served more than 1,500 businesses and processed over $1 billion in transactions. Sharikat Mubasher and Arab News also reported that the Saudi Central Bank (SAMA) approved TotalPay as a payment technical service provider for e-commerce, allowing it to offer payment gateway and payment orchestration services to businesses in the Kingdom. The company said it plans to invest in technology, partnerships and payment infrastructure in Saudi Arabia and the wider Middle East and Africa. Arab News described it as an Indian fintech, while the company's own pages place its headquarters-level presence in Dubai.
The pages and coverage reviewed do not name founders or executives and do not report any funding rounds or investors, so the profile does not state a funding stage.