Lamha

Saudi fintech offering spend management, AP/AR automation, cash flow tools and corporate cards for SMEs.

Industry: Fintech | Location: Makkah, Saudi Arabia

About Lamha

Lamha is a Saudi financial management platform for small and medium businesses. It combines spend management, accounts payable and receivable automation, cash flow monitoring and corporate cards in a single product, with an emphasis on tax compliance and real-time reporting.

The platform links company bank accounts for a consolidated view of cash and transactions, issues virtual and physical cards with spending controls by role, project or budget, and supports e-invoicing in line with ZATCA requirements in Saudi Arabia. Its blog covers topics such as cash flow statements, budgeting and ZATCA e-invoicing integration.

The site names A. Malki as CFO and M. AlGhamdi as COO in its team section. In September 2025 Lamha announced a partnership with Saudi law firm Alfi-Legal to build the legal basis for an employee and advisor stock option plan.

Its listing places it in the Makkah region at seed stage in financial services. Founders, funding rounds and investors have not been published in the material available.

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