E-finance for Digital and Financial Investments
Egyptian group listed on the Egyptian Exchange that builds and operates digital payment, collection, cloud and tax platforms for the government, businesses and individuals. It reported 2025 revenue of EGP 6.78 billion.
Industry: Digital payments and financial technology infrastructure | Location: Giza, Egypt | Founded: 2005
About E-finance for Digital and Financial Investments
e-finance for Digital and Financial Investments S.A.E., also called eFinance Investment Group (EFIG), is an Egyptian company that builds and runs digital payment and collection systems for the government, businesses and individuals. Its shares trade on the Egyptian Exchange under the ticker EFIH. The group is based at Smart Village in Giza.
According to its 2025 annual report, the group was founded in 2005 to build, operate and manage the Egyptian government's financial network. Ibrahim Sarhan, its founder, is chairman and chief executive; he previously spent 13 years at ICL. Wael Salem is chief financial officer and Hossam El Goly leads the eFinance operating subsidiary.
The group works through subsidiaries. eFinance runs government payment platforms and cloud hosting, eKhales runs a collection network of more than 633,000 points of sale, eNovate produces cards, eNable provides outsourced business operations and eAswaaq runs e-commerce services. It also holds eTax, which operates Egypt's electronic tax system, and eHealth, which supplies technology to the Universal Health Insurance System. In April 2026 eHealth launched Eyada Plus, a cloud platform for clinics, with eAswaaq Misr and Suez Canal Bank.
The company listed in October 2021, when the institutional tranche was 6.8 times subscribed and the retail tranche 61.4 times.
The annual report puts 2025 consolidated revenue at EGP 6.78 billion, up 30 percent, and net profit after minority interests at EGP 2.41 billion, up 35.4 percent. For 2024 the company reported revenue of EGP 5.21 billion and net profit of EGP 1.78 billion. The report names the Saudi Egyptian Investment Company, National Investment Bank, Banque Misr and National Bank of Egypt among its shareholders.
On 13 August 2026 the group announced a proposed full acquisition of Tamweely Financial Services, a lender to micro, small and medium enterprises, for up to EGP 956.4 million in cash, about 146.1 million new shares and earn-out payments. Completion needs shareholder and regulatory approval and is expected in the second half of 2026.
Leadership
- Ibrahim Sarhan, Founder, Group Chairman and Chief Executive Officer
- Wael Salem, Chief Financial Officer
- Hossam El Goly, Chief Executive Officer, eFinance and eKhales
- Tag Eldin Eltabbakh, Group Deputy CEO, Corporate Enablement
- Ahmed Sobhy, Deputy CEO for Investment and Finance
- Adel Mubarak, Chief Executive Officer, eNovate and eAswaaq Misr
- Maggi Dewedar, Chief Executive Officer, eNable
- Khaled Abdel Ghani, Chief Executive Officer, eTax